Want a free checking account that's actually FREE and offers rewards?

With Citadel’s Free Rewards Checking, you can turn everyday debit card purchases into cash, gift cards, travel and more!

Learn More!

For a limited time, open a new Citadel Free Rewards Checking Account and receive a BONUS of 25,000 points equal to $250.

And Citadel’s Free Rewards Checking offers an easy way to manage your money with no minimum balance and no monthly fee. Plus, get free online and mobile banking, a free rewards debit card, and other perks.

It's easy to get your bonus rewards —

With Citadel’s Free Rewards Checking Account,
the more you spend, the more you earn!

Start earning points in three easy steps:

Open a new checking account with us

Make at least three (3) signature transactions using your new debit card within the first 30 days after opening your account

Call us or visit any one of our convenient branch locations to request your 25,000 bonus points


Make the switch today to Citadel’s Free Rewards Checking - the free checking account that pays YOU!

Open Today!
This limited time offer may be withdrawn at any time. All standard account requirements apply. $50 minimum deposit to open account. The offer may not be combined with any other offer. Bonus rewards points available to new checking customers only; One offer per household, per lifetime. Customer must not have closed a Citadel checking account within the last 12 months. To receive bonus rewards points customer must contact Citadel by calling (877) 780-1615 or visit a branch after making a minimum of three (3) signature-based transactions using their Citadel debit card within 30 days after account opening. Bonus reward points will be awarded within 30 days after Citadel confirms the requirements have been met. Bonus points must be requested within 6 months of meeting the promotion requirements. There is a 5 year expiration on unredeemed points. Earn one (1) point for every $3 of signature-based transactions with your Citadel Debit MasterCard®. Reward points cash redemption value accurate as of 5/14/2015 and subject to change. Redemption values differ depending on the redemption category. If no activity for 90 days on FREE Checking, a $15 monthly inactivity fee will apply. Offer expires 7/29/2015. Federally insured by NCUA.

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